Predatory Lending and the Destruction of the African-American Dream

Predatory Lending and the Destruction of the African-American Dream

Wade, Cheryl L.; Sarra, Janis

Cambridge University Press

07/2020

326

Dura

Inglês

9781108496063

15 a 20 dias

610

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1. Introduction; 2. Foreclosure: at what cost and to whom?; 3. Predatory lending practices prior to the global financial crisis; 4. Predatory lending targeted African Americans; 5. The implications of the collapse of the mortgage-backed securities market for consumer borrowers; 6. A missed opportunity; 7. Financial crisis reforms woefully inadequate; 8. Incomplete justice: legal actions against predatory lenders; 9. A subprime loan by any other name is just as predatory; 10. 'Foregiveness', rather than forebearance or foreclosure; Appendix I.